How Do You Know If Your Identity Has Been Stolen?

Even if you do everything possible to prevent criminals from stealing your identity, it can still happen to you. Here are some common warning signs your identity has been stolen:

• Your credit report shows unknown accounts
• You are denied credit, or offered less favorable credit terms, for no apparent reason
• You receive an actual credit card you did not apply for
• You fail to receive bills or other mail (A missing bill could mean an identity thief has taken over your account and changed your billing address to cover his tracks or obtain additional personal information.